Take Control of Your Financial Future
And Build the Life You Have Always Dreamed Of
Welcome to the RLT Newsletter
Helping Everyday Traders Beat the Market with Practical, Realistic Strategies
At the RLT Newsletter, our mission is simple: to educate and empower ordinary people to take control of their financial futures and manage their investments with confidence. We strive to help regular individuals like you invest and protect their hard-earned money to build a better life for themselves and their families.
Whether you're a beginner or a seasoned investor, our rules-based systems and clear analysis are designed to help you grow your wealth effectively—while giving you more time to focus on what truly matters in your life.
Struggling with Time, Knowledge, or Consistency?
Do you view investing as something that takes too much time, costs too much money, or feels too overwhelming to tackle on your own?
Maybe you can’t find the time to create trading plans, run scans, or set up alerts.
Are consistency and discipline your biggest hurdles, making it hard to stick to and follow a plan?
If this resonates with you,
The RLT Newsletter is here to help.
Our expert market analysis and proven, rules-based trading systems empower you to approach the stock market with confidence, discipline, and clarity. It’s time to overcome the challenges holding you back, face the market head-on, and come out victorious. The stock market is the best wealth creation device known to man and it’s time for you to start actively participating in it. Let us help you thrive!
Join the RLT Newsletter today to take back your time and secure your financial future.
Your Success, Our Mission: Empowering You to Win in the Market
Let Us Help You Succeed
Stay Informed: Receive 4 emails per week with market news and key price updates.
Follow Proven Systems:
Gain access to 4 live trading portfolios, updated in real-time.
Save Time:
Make adjustments to your portfolio in just minutes each day.
Gain Confidence: Learn from clear, concise charts and expert analysis tailored for all skill levels.
Master the Market:
Dive deep into technical analysis with insights on gap dynamics, macro trends, Fibonacci retracements, and Elliott Wave theory.
At Real Life Trading, we understand the challenges you’re facing, whether you’re just starting out or trying to break through to consistent profitability.
WHAT'S INCLUDED WITH THE RLT NEWSLETTER:
4 live trading portfolios:
Long-term Swing Trading
Long-term Investing
Momentum Trading
Short-term trading
4 weekly newsletters with trade alerts, stock picks, and market insights.
A weekly video featuring market rundowns and top stocks to watch.
On-demand support from an expert team of investors.
Portal access to track all actively managed portfolios.
Slack access to engage daily with our market analysts and the community.
Our Momentum Trading plan gets you exposure to the strongest stocks on the planet and helps you ride them higher for serious profits.
Our Prosperity Portfolio helps traders beat the market with just a few trades each year while managing downside risk. This slow and steady system is perfect for retirement accounts, long term trading accounts or anyone who wants amazing returns with very little time commitment.
Choose Excellence, Choose Results: Here’s Why We’re Your Best Bet
Our Promise to You
The Real Life Trading Newsletter stands apart from other financial publications by embracing a rules-based approach to the market and offering a genuine and realistic approach to the realities of trading. We recognize that trading entails both wins and losses, which is why we provide our members with straightforward, realistic expectations. Our commitment to transparency and authenticity combined with our sincere desire to empower our subscribers to reach their financial goals is what sets us apart. Join us as we take our trading skills and our trading accounts to the next level.
Don't Just Take Our Word For It...
Here's What Others Have To Say
Emails That Grow Your Wealth: How the RLT Newsletter Boosts Your Retirement Account and More
"Do you like "Mailbox Money"? What about great trade setups and ideas delivered straight to your email a few times a week? If your answer is yes, then you need to sign up for the RLT Newsletter. The YOLO MOMO and Prosperity Portfolio setups have been crushing the returns this year while managing risk. And every Tuesday, I get a video with some amazing chart analysis and trade ideas. My retirement account just keeps growing and it is all thanks to the RLT Newsletter!”
-Jason K.
From Confidence to Cash Flow: How the RLT Newsletter Transformed My Trading
"The RLT Newsletter is a great combination of technical analysis, trade ideas, and portfolio management. Both Yates and Jerremy are master technicians. I use the RLT Newsletter for short-term swing trade ideas and to practice my technical analysis. The Newsletter has increased my monthly cash flow, and it has given me the confidence to make my own trades based on the technical analysis provided. This Newsletter is an amazing value for the price. Highly recommended!”
-Chris W.
A Lifesaver for Busy Traders: How the RLT Newsletter Makes Every Hour Count
"I just can't stress enough how much I love your newsletters and how grateful I am for them. For a full time worker like myself that only has 1 hour a day to work on trading, it's a life saver! Thank you for all your time and effort putting them together!”
-Christopher W.
Finding the Perfect Fit: How the RLT Newsletter and Community Inspire Growth and Impact
"The RLT newsletter has been the right fit for me in the RLT community! I am hoping to continue to find ways to evolve, get more involved and use this education to change lives. Love your mission and the community of helpful people."
-Brian H.
Take the guesswork out of trading.
Gain the tools, insights, and support you need to succeed in the markets.
Just $59/Month
Frequently Asked Questions
How many emails will I receive each week?
You’ll receive 4 regular weekly emails on Monday, Tuesday, Thursday, and Friday. Additionally, you’ll receive occasional emails with portfolio updates as needed.
Can I cancel my monthly subscription anytime?
Yes! If you’re on the $59 monthly plan, you can cancel anytime, and your subscription will continue through the end of your current billing period.
Are the RLT Newsletter portfolios traded with live money?
No, all four RLT Newsletter portfolios are tracked in a simulated, paper trading account for educational and entertainment purposes only. Our goal is to teach traders how to manage risk and their own portfolios effectively. We are stock market educators, not financial advisors. If you need personalized financial advice, we strongly encourage you to consult a qualified financial professional.
Do the RLT Newsletter analysts take all the trades in the portfolios?
No, the analysts do not personally take every trade in the portfolios.
Are the stocks reviewed in the Tuesday Top Trade Video part of the 4 portfolios?
Not necessarily. While active or prospective trades for the portfolios may occasionally be discussed, the majority of the video focuses on general market reviews and stock charts that appear interesting from a technical analysis perspective.
What is the Prosperity Portfolio?
The Prosperity Portfolio is a long-term swing trading system that focuses exclusively on the QQQ. This long-only strategy aims to outperform the market by staying out during bearish periods and remaining invested during bullish trends. Unlike traditional buy-and-hold strategies, it actively manages downside risk, making it ideal for long-term investors seeking steady growth with reduced volatility. With only a handful of trades each year, it’s a time-efficient resource for those who want to grow their portfolio without the need for frequent trading.
What is the YOLO MOMO Portfolio?
YOLO, short for “you only live once,” paired with MOMO, short for “momentum,” defines the essence of the YOLO MOMO Portfolio. This momentum-driven, aggressive swing trading strategy focuses on capturing significant moves in the market’s strongest-performing tech stocks. With an emphasis on relative strength and excellent risk-reward setups, this system offers the potential for outsized returns. It comes with high volatility and large portfolio swings, making it an ideal resource for traders seeking aggressive growth and who are comfortable taking on higher levels of risk.
What is the RL Swing Stalker Portfolio?
The RL Swing Stalker Portfolio is a short-term swing trading system that leverages advanced market scans to uncover opportunities. Using the R system for precise risk management, this strategy takes both bullish and bearish trades to maximize profit potential. It’s an ideal resource for active traders looking for a system with well-defined risk parameters and frequent trading opportunities.
What is the HODL Hero’s Portfolio?
The HODL Hero’s Portfolio is a long-term investing strategy aimed at achieving substantial returns by holding high-quality stocks for extended periods. Risk is managed using advanced options strategies. This long-term portfolio does not use the R system for risk management, meaning it can experience larger drawdowns. This portfolio is a resource for long term investors focused on long-term growth and who are willing to embrace more volatility.
DISCLAIMER - PLEASE READ BEFORE MAKING ANY RLT NEWSLETTER TRADES
Disclaimer: Each portfolio in the RLT Newsletter is a hypothetical paper trading account. Real Life Trading and its analysts use these portfolios as an educational tool. It’s important to note that Real Life Trading nor its analysts are actively managing live, real-money portfolios. The analysts and moderators may or may not trade any of the given equities.
CFTC Rule 4.41: These results are based on hypothetical or simulated performance results with inherent limitations. Unlike actual performance records, these results do not represent real trading. Because these trades haven't been executed, the results may have under- or over-compensated for the impact of certain market factors, such as the lack of liquidity. Hypothetical or simulated trading programs are designed with the benefit of hindsight, and no representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
Trading Risks: Real Life Trading LLC (“Company”) is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves. The independent contractors, employees or affiliates of Company may hold positions in the stocks, options, currencies or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities, options and/or currencies. The Company assumes no responsibility or liability for your trading and investment results. It should not be assumed that the methods, techniques, or indicators presented will be profitable or that they will not result in losses. Past results of any individual trader or trading system presented by the Company are not indicative of future returns by that trader or system, and are not indicative of future returns which will be realized by you. In addition, the indicators, strategies, and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice.
MONEY MAKING BLOGS
Market Milestones: December Doldrums
The bulls were getting desperate on Wednesday afternoon as SPY and QQQ closed with bearish, shaved-bottom candles. It felt like a Christmas miracle would be needed to prevent further downside. Instead of a miracle, we got a cooler-than-expected CPI report.
Headline CPI was forecast at 3.1% year over year but came in at 2.7%, while Core CPI printed at 2.6% versus expectations of 3.0%. That surprise triggered a decent gap up, rather than the gap down you often see following a strong shaved-bottom bearish candle. However, the gap failed to turn into a sustained rally. SPY ran directly into resistance near $680, while QQQ stalled at $613.
As long as those resistance levels hold, selling pressure could persist and price may continue lower toward the 100-day SMA. If, however, markets can close decisively above those levels, the probability that the recent lows are in increases significantly, opening the door for a push back toward all-time highs and potentially beyond.
SPY
On the downside, the 100-day SMA on SPY is critical. A sustained close below that level would materially increase the odds of a deeper pullback. A close below the November low around $650 would be a major red flag and strongly suggest that the larger selloff is already underway. Until those bearish confirmations occur, the risk-reward on this dip remains reasonable and could improve further if we see a final push into the 100-day SMA.
While this market has been more difficult to navigate than the up only environment we experienced earlier this year, it is still offering clearly defined levels and clean if–then scenarios to balance risk and reward.
QQQ
When mapping current price action against the dot-com analog we’ve been tracking, the expectation would be for a low sometime in December, potentially into Wednesday, December 24th—the official start of the Santa Rally—followed by a push into new all-time highs. That sell off into Christmas day would also resemble a much toned-down version of the 2018 price action.
A dip into late December or early January would also mirror December 2024, when a long-day bearish engulfing, shaved-bottom candle appeared on December 18th. This year’s version arrived one day earlier, on December 17th. In 2024, that move bottomed at the 100-day SMA before price pushed into new highs. Both periods share additional similarities, including significant rallies off the April lows into new all-time highs and bearish divergence.
SPY December 2024
It’s also worth noting that in both the 2023 analog and the dot-com analog, volatility increases meaningfully after new all-time highs are made, particularly in February. Earlier this year we saw nearly a 22% pullback during the tariff-driven volatility, while the dot-com analog suggests a potential 12% decline, with both tops aligning in February. This does not mean the market will top in February, but if we do bottom in December or early January and push into new highs into late January or February, there will be enough similarities for me to begin locking in gains, adding collars, and becoming more defensive.
If instead we break down from here—losing the 100-day SMA and then the November lows—that would be my signal to shift decisively into a more defensive posture and focus on capital preservation.
SPY Dot Com Analog
The TLDR:
A. Slightly lower, or the low is already in, followed by a push to new all-time highs near $700 and increased volatility in February.
B. A break below the 100-day SMA followed by a break of the November low, signaling that the larger volatility event has already begun.
I will manage risk and game plan around either outcome, but if I had to choose the higher-probability path, it would be scenario A.
If you’re enjoying the setups I break down each week in this newsletter — and the ones I walk through in the swing trading room —I’ve got some exciting news. I am launching a swing trading and position trading master class starting in January 2026. This class shows you how I trade: the technical analysis I use daily, how I build my levels, how I read the market, and how I find the high-probability swings I share here each week. You’ll learn every setup I feature, plus I’m giving you two of my exact trading plans that I use every year to land some of my biggest gains. If you want more structure, confidence, and a clear blueprint to follow, you’re going to get a ton out of it. Class kicks off January 13th — would love to have you in there. Click below to find out more.
Market Milestones: December Doldrums
The bulls were getting desperate on Wednesday afternoon as SPY and QQQ closed with bearish, shaved-bottom candles. It felt like a Christmas miracle would be needed to prevent further downside. Instead of a miracle, we got a cooler-than-expected CPI report.
Headline CPI was forecast at 3.1% year over year but came in at 2.7%, while Core CPI printed at 2.6% versus expectations of 3.0%. That surprise triggered a decent gap up, rather than the gap down you often see following a strong shaved-bottom bearish candle. However, the gap failed to turn into a sustained rally. SPY ran directly into resistance near $680, while QQQ stalled at $613.
As long as those resistance levels hold, selling pressure could persist and price may continue lower toward the 100-day SMA. If, however, markets can close decisively above those levels, the probability that the recent lows are in increases significantly, opening the door for a push back toward all-time highs and potentially beyond.
SPY
On the downside, the 100-day SMA on SPY is critical. A sustained close below that level would materially increase the odds of a deeper pullback. A close below the November low around $650 would be a major red flag and strongly suggest that the larger selloff is already underway. Until those bearish confirmations occur, the risk-reward on this dip remains reasonable and could improve further if we see a final push into the 100-day SMA.
While this market has been more difficult to navigate than the up only environment we experienced earlier this year, it is still offering clearly defined levels and clean if–then scenarios to balance risk and reward.
QQQ
When mapping current price action against the dot-com analog we’ve been tracking, the expectation would be for a low sometime in December, potentially into Wednesday, December 24th—the official start of the Santa Rally—followed by a push into new all-time highs. That sell off into Christmas day would also resemble a much toned-down version of the 2018 price action.
A dip into late December or early January would also mirror December 2024, when a long-day bearish engulfing, shaved-bottom candle appeared on December 18th. This year’s version arrived one day earlier, on December 17th. In 2024, that move bottomed at the 100-day SMA before price pushed into new highs. Both periods share additional similarities, including significant rallies off the April lows into new all-time highs and bearish divergence.
SPY December 2024
It’s also worth noting that in both the 2023 analog and the dot-com analog, volatility increases meaningfully after new all-time highs are made, particularly in February. Earlier this year we saw nearly a 22% pullback during the tariff-driven volatility, while the dot-com analog suggests a potential 12% decline, with both tops aligning in February. This does not mean the market will top in February, but if we do bottom in December or early January and push into new highs into late January or February, there will be enough similarities for me to begin locking in gains, adding collars, and becoming more defensive.
If instead we break down from here—losing the 100-day SMA and then the November lows—that would be my signal to shift decisively into a more defensive posture and focus on capital preservation.
SPY Dot Com Analog
The TLDR:
A. Slightly lower, or the low is already in, followed by a push to new all-time highs near $700 and increased volatility in February.
B. A break below the 100-day SMA followed by a break of the November low, signaling that the larger volatility event has already begun.
I will manage risk and game plan around either outcome, but if I had to choose the higher-probability path, it would be scenario A.
If you’re enjoying the setups I break down each week in this newsletter — and the ones I walk through in the swing trading room —I’ve got some exciting news. I am launching a swing trading and position trading master class starting in January 2026. This class shows you how I trade: the technical analysis I use daily, how I build my levels, how I read the market, and how I find the high-probability swings I share here each week. You’ll learn every setup I feature, plus I’m giving you two of my exact trading plans that I use every year to land some of my biggest gains. If you want more structure, confidence, and a clear blueprint to follow, you’re going to get a ton out of it. Class kicks off January 13th — would love to have you in there. Click below to find out more.
ABOUT REAL LIFE TRADING
We are a stock trading education company. Our goal is to teach and empower people to create generational wealth to enrich their lives and communities.
