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Frequently Asked Questions
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You’ll receive 4 regular weekly emails on Monday, Tuesday, Thursday, and Friday. Additionally, you’ll receive occasional emails with portfolio updates as needed.
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Are the RLT Newsletter portfolios traded with live money?
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Are the stocks reviewed in the Tuesday Top Trade Video part of the 4 portfolios?
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What is the Prosperity Portfolio?
The Prosperity Portfolio is a long-term swing trading system that focuses exclusively on the QQQ. This long-only strategy aims to outperform the market by staying out during bearish periods and remaining invested during bullish trends. Unlike traditional buy-and-hold strategies, it actively manages downside risk, making it ideal for long-term investors seeking steady growth with reduced volatility. With only a handful of trades each year, it’s a time-efficient resource for those who want to grow their portfolio without the need for frequent trading.
What is the YOLO MOMO Portfolio?
YOLO, short for “you only live once,” paired with MOMO, short for “momentum,” defines the essence of the YOLO MOMO Portfolio. This momentum-driven, aggressive swing trading strategy focuses on capturing significant moves in the market’s strongest-performing tech stocks. With an emphasis on relative strength and excellent risk-reward setups, this system offers the potential for outsized returns. It comes with high volatility and large portfolio swings, making it an ideal resource for traders seeking aggressive growth and who are comfortable taking on higher levels of risk.
What is the RL Swing Stalker Portfolio?
The RL Swing Stalker Portfolio is a short-term swing trading system that leverages advanced market scans to uncover opportunities. Using the R system for precise risk management, this strategy takes both bullish and bearish trades to maximize profit potential. It’s an ideal resource for active traders looking for a system with well-defined risk parameters and frequent trading opportunities.
What is the HODL Hero’s Portfolio?
The HODL Hero’s Portfolio is a long-term investing strategy aimed at achieving substantial returns by holding high-quality stocks for extended periods. Risk is managed using advanced options strategies. This long-term portfolio does not use the R system for risk management, meaning it can experience larger drawdowns. This portfolio is a resource for long term investors focused on long-term growth and who are willing to embrace more volatility.
DISCLAIMER - PLEASE READ BEFORE MAKING ANY RLT NEWSLETTER TRADES
Disclaimer: Each portfolio in the RLT Newsletter is a hypothetical paper trading account. Real Life Trading and its analysts use these portfolios as an educational tool. It’s important to note that Real Life Trading nor its analysts are actively managing live, real-money portfolios. The analysts and moderators may or may not trade any of the given equities.
CFTC Rule 4.41: These results are based on hypothetical or simulated performance results with inherent limitations. Unlike actual performance records, these results do not represent real trading. Because these trades haven't been executed, the results may have under- or over-compensated for the impact of certain market factors, such as the lack of liquidity. Hypothetical or simulated trading programs are designed with the benefit of hindsight, and no representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
Trading Risks: Real Life Trading LLC (“Company”) is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves. The independent contractors, employees or affiliates of Company may hold positions in the stocks, options, currencies or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities, options and/or currencies. The Company assumes no responsibility or liability for your trading and investment results. It should not be assumed that the methods, techniques, or indicators presented will be profitable or that they will not result in losses. Past results of any individual trader or trading system presented by the Company are not indicative of future returns by that trader or system, and are not indicative of future returns which will be realized by you. In addition, the indicators, strategies, and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice.
MONEY MAKING BLOGS
Market Milestones: Crossing the Channel
Markets thrive on clarity — and the government shutdown has been a clear obstacle. With Thune moving to tee up a vote to end it and Senate Republicans preparing to stay through the weekend, an agreement looks at least possible in the coming week. This should bring some relief to the market, which has been dealing with a week of weakness after a blow off move last week.
Now that last weeks lower gaps have been filled and SPY has seen its “normal” 3% pullback, the big question is whether the market rips higher again to new all-time highs—or if this pullback is finally different.
In the “new all-time highs imminent” camp, we have the setup that has worked for months. Since the May 12th breakout gap, every selloff has been brief—typically around 3%—before buyers step back in and drive the indexes to new highs within a couple of weeks. The short-term history and overall market momentum still support that outcome.
There’s also a long-running Elliott Wave pattern that suggests we’re near the end of a Wave 4 correction, however the Elliot Wave on this pattern is a bit wild so it’s not my primary form of analysis. We also have the dot-com analog that continues to point to a move toward a move higher into the end of the year. Supporting this view are multiple layers of strong technical support just below current prices, particularly the 50-day SMA and 10-week EMA (both near $663), which align with the April volume shelf. If we continue to follow the dot-com roadmap closely, those levels should hold until a deeper retest later in December or early January.
Most of the big names that have held up the market are now sitting near key support zones. While they remain relatively elevated, as long as these levels hold, the bullish structure remains intact. Historically, every time May–October has been 100% bullish, November has also been positive. Combine that with the fact that we’re seeing fear near all-time highs—a rare setup for a major top—and it adds weight to the “bulls stay in control” scenario.
SPY Daily
On the other hand, the bear case argues that we could be in for something bigger—potentially a break below the 100-day SMA and a retest of the previous all-time high around $610, or even the 200-day SMA. One of the more concerning signals comes from the 3-day chart, which shows SPY trading within a massive parallel channel since 2020. Recently, we gapped above the channel, then gapped back inside, leaving behind what resembles an island reversal near the highs after one of the strongest runs in history. That alone is enough to warrant caution. We’ve also seen bearish RSI divergence since September—a sign that momentum is waning, even if a top isn’t imminent.
SPY Channel
We’re also starting to finally see weakness in some of the high-flyer names. META, for example, is now down 22% from its all-time high, and many smaller, high-beta names are getting crushed. Whether this is healthy rotation or the start of broader risk-off behavior depends on your bias. I tend to focus on the Trillion Dollar Titans and the banks, as they largely drive SPY—and for now, those are still holding up reasonably well. As long as that continues, I lean bullish.
META
Bitcoin, however, is on the edge. It’s currently testing the 120-SMA on the 3-day chart. It narrowly avoided a close below the moving average earlier in the week and is once more trading below it. We’ve seen brief one candle breaks below before, followed by strong recoveries—but if BTC closes below it this weekend, it would favor a deeper pullback and if history repeats, the end of the bull market. On the flip side, a strong bounce from here would fit the pattern we’ve seen all cycle: a 20–25% drop after a bull trap, followed by another leg higher.
BTCUSD 3 Day Chart
Overall, I still favor the bullish thesis: support holds soon, SPY makes new all-time highs into mid-to-late December, and volatility picks up after that. That timeline could easily be off by several weeks, putting us in a bigger topping pattern right now, but fighting this trend has been a losing game all year. Until proven otherwise, the bulls are in control.
My key levels are straightforward. A close below $660 on SPY would be my first warning sign—it would mean a break below the 10-week EMA, 50-day SMA, and volume shelf. That could trigger a move to the 20-week EMA or 100-day SMA, which would still fit within a bullish continuation pattern. But if we break the 100-day SMA with conviction, that’s when I’ll shift gears and assume we’re heading for a full retest of the prior highs and the 200-day SMA. Until then, I’ll keep buying the dip—and protecting below my key levels.
Market Milestones: Crossing the Channel
Markets thrive on clarity — and the government shutdown has been a clear obstacle. With Thune moving to tee up a vote to end it and Senate Republicans preparing to stay through the weekend, an agreement looks at least possible in the coming week. This should bring some relief to the market, which has been dealing with a week of weakness after a blow off move last week.
Now that last weeks lower gaps have been filled and SPY has seen its “normal” 3% pullback, the big question is whether the market rips higher again to new all-time highs—or if this pullback is finally different.
In the “new all-time highs imminent” camp, we have the setup that has worked for months. Since the May 12th breakout gap, every selloff has been brief—typically around 3%—before buyers step back in and drive the indexes to new highs within a couple of weeks. The short-term history and overall market momentum still support that outcome.
There’s also a long-running Elliott Wave pattern that suggests we’re near the end of a Wave 4 correction, however the Elliot Wave on this pattern is a bit wild so it’s not my primary form of analysis. We also have the dot-com analog that continues to point to a move toward a move higher into the end of the year. Supporting this view are multiple layers of strong technical support just below current prices, particularly the 50-day SMA and 10-week EMA (both near $663), which align with the April volume shelf. If we continue to follow the dot-com roadmap closely, those levels should hold until a deeper retest later in December or early January.
Most of the big names that have held up the market are now sitting near key support zones. While they remain relatively elevated, as long as these levels hold, the bullish structure remains intact. Historically, every time May–October has been 100% bullish, November has also been positive. Combine that with the fact that we’re seeing fear near all-time highs—a rare setup for a major top—and it adds weight to the “bulls stay in control” scenario.
SPY Daily
On the other hand, the bear case argues that we could be in for something bigger—potentially a break below the 100-day SMA and a retest of the previous all-time high around $610, or even the 200-day SMA. One of the more concerning signals comes from the 3-day chart, which shows SPY trading within a massive parallel channel since 2020. Recently, we gapped above the channel, then gapped back inside, leaving behind what resembles an island reversal near the highs after one of the strongest runs in history. That alone is enough to warrant caution. We’ve also seen bearish RSI divergence since September—a sign that momentum is waning, even if a top isn’t imminent.
SPY Channel
We’re also starting to finally see weakness in some of the high-flyer names. META, for example, is now down 22% from its all-time high, and many smaller, high-beta names are getting crushed. Whether this is healthy rotation or the start of broader risk-off behavior depends on your bias. I tend to focus on the Trillion Dollar Titans and the banks, as they largely drive SPY—and for now, those are still holding up reasonably well. As long as that continues, I lean bullish.
META
Bitcoin, however, is on the edge. It’s currently testing the 120-SMA on the 3-day chart. It narrowly avoided a close below the moving average earlier in the week and is once more trading below it. We’ve seen brief one candle breaks below before, followed by strong recoveries—but if BTC closes below it this weekend, it would favor a deeper pullback and if history repeats, the end of the bull market. On the flip side, a strong bounce from here would fit the pattern we’ve seen all cycle: a 20–25% drop after a bull trap, followed by another leg higher.
BTCUSD 3 Day Chart
Overall, I still favor the bullish thesis: support holds soon, SPY makes new all-time highs into mid-to-late December, and volatility picks up after that. That timeline could easily be off by several weeks, putting us in a bigger topping pattern right now, but fighting this trend has been a losing game all year. Until proven otherwise, the bulls are in control.
My key levels are straightforward. A close below $660 on SPY would be my first warning sign—it would mean a break below the 10-week EMA, 50-day SMA, and volume shelf. That could trigger a move to the 20-week EMA or 100-day SMA, which would still fit within a bullish continuation pattern. But if we break the 100-day SMA with conviction, that’s when I’ll shift gears and assume we’re heading for a full retest of the prior highs and the 200-day SMA. Until then, I’ll keep buying the dip—and protecting below my key levels.
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