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Frequently Asked Questions
How many emails will I receive each week?
You’ll receive 4 regular weekly emails on Monday, Tuesday, Thursday, and Friday. Additionally, you’ll receive occasional emails with portfolio updates as needed.
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Are the RLT Newsletter portfolios traded with live money?
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Do the RLT Newsletter analysts take all the trades in the portfolios?
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Are the stocks reviewed in the Tuesday Top Trade Video part of the 4 portfolios?
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What is the Prosperity Portfolio?
The Prosperity Portfolio is a long-term swing trading system that focuses exclusively on the QQQ. This long-only strategy aims to outperform the market by staying out during bearish periods and remaining invested during bullish trends. Unlike traditional buy-and-hold strategies, it actively manages downside risk, making it ideal for long-term investors seeking steady growth with reduced volatility. With only a handful of trades each year, it’s a time-efficient resource for those who want to grow their portfolio without the need for frequent trading.
What is the YOLO MOMO Portfolio?
YOLO, short for “you only live once,” paired with MOMO, short for “momentum,” defines the essence of the YOLO MOMO Portfolio. This momentum-driven, aggressive swing trading strategy focuses on capturing significant moves in the market’s strongest-performing tech stocks. With an emphasis on relative strength and excellent risk-reward setups, this system offers the potential for outsized returns. It comes with high volatility and large portfolio swings, making it an ideal resource for traders seeking aggressive growth and who are comfortable taking on higher levels of risk.
What is the RL Swing Stalker Portfolio?
The RL Swing Stalker Portfolio is a short-term swing trading system that leverages advanced market scans to uncover opportunities. Using the R system for precise risk management, this strategy takes both bullish and bearish trades to maximize profit potential. It’s an ideal resource for active traders looking for a system with well-defined risk parameters and frequent trading opportunities.
What is the HODL Hero’s Portfolio?
The HODL Hero’s Portfolio is a long-term investing strategy aimed at achieving substantial returns by holding high-quality stocks for extended periods. Risk is managed using advanced options strategies. This long-term portfolio does not use the R system for risk management, meaning it can experience larger drawdowns. This portfolio is a resource for long term investors focused on long-term growth and who are willing to embrace more volatility.
DISCLAIMER - PLEASE READ BEFORE MAKING ANY RLT NEWSLETTER TRADES
Disclaimer: Each portfolio in the RLT Newsletter is a hypothetical paper trading account. Real Life Trading and its analysts use these portfolios as an educational tool. It’s important to note that Real Life Trading nor its analysts are actively managing live, real-money portfolios. The analysts and moderators may or may not trade any of the given equities.
CFTC Rule 4.41: These results are based on hypothetical or simulated performance results with inherent limitations. Unlike actual performance records, these results do not represent real trading. Because these trades haven't been executed, the results may have under- or over-compensated for the impact of certain market factors, such as the lack of liquidity. Hypothetical or simulated trading programs are designed with the benefit of hindsight, and no representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
Trading Risks: Real Life Trading LLC (“Company”) is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves. The independent contractors, employees or affiliates of Company may hold positions in the stocks, options, currencies or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities, options and/or currencies. The Company assumes no responsibility or liability for your trading and investment results. It should not be assumed that the methods, techniques, or indicators presented will be profitable or that they will not result in losses. Past results of any individual trader or trading system presented by the Company are not indicative of future returns by that trader or system, and are not indicative of future returns which will be realized by you. In addition, the indicators, strategies, and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice.
MONEY MAKING BLOGS
Market Milestones: Magnificent Charts
The SPY is back near all-time highs, while the QQQ continues to struggle and chop beneath its December 18th candle. This weakness comes from the underperformance of the majority of the Magnificent Seven, most of which remain well off their highs. The SPY still has both its green and red counts that we are tracking in play, and Friday’s jobs report could be the deciding factor in which direction the market moves next. A strong gap down would confirm that weakness in big tech was an early warning sign and that the market’s recent rally wasn’t sustainable. Conversely, a gap up would suggest that these major names are likely bottoming, which could clear up the recent divergence. If that happens, the lagging tech stocks could catch up, presenting solid trade opportunities over the next few weeks.
SPY
Apple is still 10% below its all-time high, sitting comfortably under its 100-day SMA. Last week’s earnings candle was an absolutely brutal bearish engulfing pattern—like Darth Vader’s lightsaber slicing through the bulls. After all the damage Mr. Vader did to this chart, I’d expect some chop between the two long-term moving averages. The key support and resistance levels for AAPL are $237 and $220. As long as price remains between those, expect a chop fest to continue.
AAPL
Nvidia is down 16% from its peak, also resting well below its 100-day SMA. It managed to reclaim its 200-day SMA on Wednesday, but it's still 10% away from filling its DeepSeek gap. Expect resistance and consolidation around $132-$134, and if it loses the 200-day SMA, things could get pretty ugly as it sells off toward the August 5th lows again. If that plays out, I'll be looking to buy a bunch more NVDA at that level.
NVDA
Microsoft, the weakest of the three big tech names, is trading 10% below its all-time high from July 2024. It has broken through nearly every trendline imaginable and remains well below both its 100-day and 200-day SMAs. The key level to watch is $408—if it holds, we could see some upside, but if it fails, a pullback to the weekly 100-day SMA at $381 seems likely. MSFT can certainly go higher from here, but that $408 level is crucial for stops and protection.
MSFT
Google, one of the stronger Magnificent Seven names, recently fell off a small cliff, gapping down after earnings and now sitting 8% lower in a sharp gap-and-go move. Options pricing suggests the market doesn’t expect much more downside, but a break below Wednesday’s and Thursday’s candles could trigger more selling, likely into the 100-day and 200-day SMAs. At those levels, the risk-reward on GOOGL starts looking pretty attractive again.
GOOGL
Amazon, another relatively strong performer, is gapping down Thursday night after earnings, dipping into prices not seen in nine whole days. It's still only 6% off its all-time high, with strong support at $226. However, a break below that level and the January 27th candle could lead to further downside, possibly testing the 100-day SMA.
AMZN
Meta remains the strongest of the group, defying all expectations and hitting new all-time highs day after day. It’s the only Magnificent Seven stock still sitting at its highs. META is up 20% in 2025 and apparently has no plans of stopping. Mark Zuckerberg is out here doing Murph workouts, leveling up his jiu-jitsu game, and—apparently—winning at AI too.
META
Tesla has had a rough start to 2025. On Thursday, it broke below key support but managed to close with a hammer candle, keeping hopes alive for a potential reversal. However, the fact that support didn’t hold more convincingly is concerning for the immediate bull case. There’s a argument to be made that Thursday’s hammer marked the completion of the C wave, but any break below that low likely opens the door to an interaction with the 100-day SMA. Bulls need this hammer to hold—otherwise, 2025 will remain dominated by the bears.
TSLA
We talked in-depth about Bitcoin last week, and it did indeed pull back into the $94,000 level before holding firm and bouncing strongly at the rock-solid $92,000 support. However, since then, altcoins have been showing increasing weakness, and BTC looks more and more like it wants to test the conviction of longs by breaking through that $92,000 level, which has held strong since mid-November.
If $92,000 gives way, we’re likely looking at a swift move down into the low-to-mid $80,000s. The 200-day SMA sits at $78,000, and I wouldn’t want to see that breached. If Bitcoin does break down, expect your favorite altcoin to take an absolute beating in the process.
That said, we can also watch for one of the best Bitcoin buy signals: oversold RSI. Historically, buying BTC when RSI drops below 30 and then holding until a new all-time high has been an excellent strategy. It’s a powerful bottoming signal—even in bear markets.
I’ll be looking to pick up a share or two of IBIT if Bitcoin drops into the $80,000 range, and I’ll add a couple more if we get an oversold RSI signal at the same time.
BTC
Market Milestones: Magnificent Charts
The SPY is back near all-time highs, while the QQQ continues to struggle and chop beneath its December 18th candle. This weakness comes from the underperformance of the majority of the Magnificent Seven, most of which remain well off their highs. The SPY still has both its green and red counts that we are tracking in play, and Friday’s jobs report could be the deciding factor in which direction the market moves next. A strong gap down would confirm that weakness in big tech was an early warning sign and that the market’s recent rally wasn’t sustainable. Conversely, a gap up would suggest that these major names are likely bottoming, which could clear up the recent divergence. If that happens, the lagging tech stocks could catch up, presenting solid trade opportunities over the next few weeks.
SPY
Apple is still 10% below its all-time high, sitting comfortably under its 100-day SMA. Last week’s earnings candle was an absolutely brutal bearish engulfing pattern—like Darth Vader’s lightsaber slicing through the bulls. After all the damage Mr. Vader did to this chart, I’d expect some chop between the two long-term moving averages. The key support and resistance levels for AAPL are $237 and $220. As long as price remains between those, expect a chop fest to continue.
AAPL
Nvidia is down 16% from its peak, also resting well below its 100-day SMA. It managed to reclaim its 200-day SMA on Wednesday, but it's still 10% away from filling its DeepSeek gap. Expect resistance and consolidation around $132-$134, and if it loses the 200-day SMA, things could get pretty ugly as it sells off toward the August 5th lows again. If that plays out, I'll be looking to buy a bunch more NVDA at that level.
NVDA
Microsoft, the weakest of the three big tech names, is trading 10% below its all-time high from July 2024. It has broken through nearly every trendline imaginable and remains well below both its 100-day and 200-day SMAs. The key level to watch is $408—if it holds, we could see some upside, but if it fails, a pullback to the weekly 100-day SMA at $381 seems likely. MSFT can certainly go higher from here, but that $408 level is crucial for stops and protection.
MSFT
Google, one of the stronger Magnificent Seven names, recently fell off a small cliff, gapping down after earnings and now sitting 8% lower in a sharp gap-and-go move. Options pricing suggests the market doesn’t expect much more downside, but a break below Wednesday’s and Thursday’s candles could trigger more selling, likely into the 100-day and 200-day SMAs. At those levels, the risk-reward on GOOGL starts looking pretty attractive again.
GOOGL
Amazon, another relatively strong performer, is gapping down Thursday night after earnings, dipping into prices not seen in nine whole days. It's still only 6% off its all-time high, with strong support at $226. However, a break below that level and the January 27th candle could lead to further downside, possibly testing the 100-day SMA.
AMZN
Meta remains the strongest of the group, defying all expectations and hitting new all-time highs day after day. It’s the only Magnificent Seven stock still sitting at its highs. META is up 20% in 2025 and apparently has no plans of stopping. Mark Zuckerberg is out here doing Murph workouts, leveling up his jiu-jitsu game, and—apparently—winning at AI too.
META
Tesla has had a rough start to 2025. On Thursday, it broke below key support but managed to close with a hammer candle, keeping hopes alive for a potential reversal. However, the fact that support didn’t hold more convincingly is concerning for the immediate bull case. There’s a argument to be made that Thursday’s hammer marked the completion of the C wave, but any break below that low likely opens the door to an interaction with the 100-day SMA. Bulls need this hammer to hold—otherwise, 2025 will remain dominated by the bears.
TSLA
We talked in-depth about Bitcoin last week, and it did indeed pull back into the $94,000 level before holding firm and bouncing strongly at the rock-solid $92,000 support. However, since then, altcoins have been showing increasing weakness, and BTC looks more and more like it wants to test the conviction of longs by breaking through that $92,000 level, which has held strong since mid-November.
If $92,000 gives way, we’re likely looking at a swift move down into the low-to-mid $80,000s. The 200-day SMA sits at $78,000, and I wouldn’t want to see that breached. If Bitcoin does break down, expect your favorite altcoin to take an absolute beating in the process.
That said, we can also watch for one of the best Bitcoin buy signals: oversold RSI. Historically, buying BTC when RSI drops below 30 and then holding until a new all-time high has been an excellent strategy. It’s a powerful bottoming signal—even in bear markets.
I’ll be looking to pick up a share or two of IBIT if Bitcoin drops into the $80,000 range, and I’ll add a couple more if we get an oversold RSI signal at the same time.
BTC
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