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Welcome to the RLT Newsletter
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At the RLT Newsletter, our mission is simple: to educate and empower ordinary people to take control of their financial futures and manage their investments with confidence. We strive to help regular individuals like you invest and protect their hard-earned money to build a better life for themselves and their families.
Whether you're a beginner or a seasoned investor, our rules-based systems and clear analysis are designed to help you grow your wealth effectively—while giving you more time to focus on what truly matters in your life.
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Emails That Grow Your Wealth: How the RLT Newsletter Boosts Your Retirement Account and More
"Do you like "Mailbox Money"? What about great trade setups and ideas delivered straight to your email a few times a week? If your answer is yes, then you need to sign up for the RLT Newsletter. The YOLO MOMO and Prosperity Portfolio setups have been crushing the returns this year while managing risk. And every Tuesday, I get a video with some amazing chart analysis and trade ideas. My retirement account just keeps growing and it is all thanks to the RLT Newsletter!”
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From Confidence to Cash Flow: How the RLT Newsletter Transformed My Trading
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Frequently Asked Questions
How many emails will I receive each week?
You’ll receive 4 regular weekly emails on Monday, Tuesday, Thursday, and Friday. Additionally, you’ll receive occasional emails with portfolio updates as needed.
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Are the RLT Newsletter portfolios traded with live money?
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Do the RLT Newsletter analysts take all the trades in the portfolios?
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Are the stocks reviewed in the Tuesday Top Trade Video part of the 4 portfolios?
Not necessarily. While active or prospective trades for the portfolios may occasionally be discussed, the majority of the video focuses on general market reviews and stock charts that appear interesting from a technical analysis perspective.
What is the Prosperity Portfolio?
The Prosperity Portfolio is a long-term swing trading system that focuses exclusively on the QQQ. This long-only strategy aims to outperform the market by staying out during bearish periods and remaining invested during bullish trends. Unlike traditional buy-and-hold strategies, it actively manages downside risk, making it ideal for long-term investors seeking steady growth with reduced volatility. With only a handful of trades each year, it’s a time-efficient resource for those who want to grow their portfolio without the need for frequent trading.
What is the YOLO MOMO Portfolio?
YOLO, short for “you only live once,” paired with MOMO, short for “momentum,” defines the essence of the YOLO MOMO Portfolio. This momentum-driven, aggressive swing trading strategy focuses on capturing significant moves in the market’s strongest-performing tech stocks. With an emphasis on relative strength and excellent risk-reward setups, this system offers the potential for outsized returns. It comes with high volatility and large portfolio swings, making it an ideal resource for traders seeking aggressive growth and who are comfortable taking on higher levels of risk.
What is the RL Swing Stalker Portfolio?
The RL Swing Stalker Portfolio is a short-term swing trading system that leverages advanced market scans to uncover opportunities. Using the R system for precise risk management, this strategy takes both bullish and bearish trades to maximize profit potential. It’s an ideal resource for active traders looking for a system with well-defined risk parameters and frequent trading opportunities.
What is the HODL Hero’s Portfolio?
The HODL Hero’s Portfolio is a long-term investing strategy aimed at achieving substantial returns by holding high-quality stocks for extended periods. Risk is managed using advanced options strategies. This long-term portfolio does not use the R system for risk management, meaning it can experience larger drawdowns. This portfolio is a resource for long term investors focused on long-term growth and who are willing to embrace more volatility.
DISCLAIMER - PLEASE READ BEFORE MAKING ANY RLT NEWSLETTER TRADES
Disclaimer: Each portfolio in the RLT Newsletter is a hypothetical paper trading account. Real Life Trading and its analysts use these portfolios as an educational tool. It’s important to note that Real Life Trading nor its analysts are actively managing live, real-money portfolios. The analysts and moderators may or may not trade any of the given equities.
CFTC Rule 4.41: These results are based on hypothetical or simulated performance results with inherent limitations. Unlike actual performance records, these results do not represent real trading. Because these trades haven't been executed, the results may have under- or over-compensated for the impact of certain market factors, such as the lack of liquidity. Hypothetical or simulated trading programs are designed with the benefit of hindsight, and no representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
Trading Risks: Real Life Trading LLC (“Company”) is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves. The independent contractors, employees or affiliates of Company may hold positions in the stocks, options, currencies or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities, options and/or currencies. The Company assumes no responsibility or liability for your trading and investment results. It should not be assumed that the methods, techniques, or indicators presented will be profitable or that they will not result in losses. Past results of any individual trader or trading system presented by the Company are not indicative of future returns by that trader or system, and are not indicative of future returns which will be realized by you. In addition, the indicators, strategies, and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice.
MONEY MAKING BLOGS
Market Milestones: Death Cross
April is over—and what a chaotic, wild month it was. April 2nd, “Liberation Day,” kicked off the fastest stock market drop we’ve seen since Covid, driving the S&P 500 into a technical bear market. Today’s chart shows exactly why “technical bear market” is about the worst sell signal out there—we’re now up 16% since that bear market happened.
That sharp drop followed by an even sharper rally has created one of the largest hammer-like candles I’ve ever seen. I did an entire study on that candle last week (linked here), which reinforced my thesis that even if this market does move higher over the coming weeks, we’ll likely get a fairly substantial retest before seeing new all-time highs—if that’s even the path we’re headed down. It’s still very possible (even if it doesn’t feel like it) for the market to make new lows and take out April’s bottom.
SPY Monthly
We also saw a Death Cross on the QQQ on April 14th. I joked that day that the market is now destined to go to zero—but in reality, it’s an interesting indicator, even if it is overhyped and over-discussed. It’s not a tool to time market tops or bottoms, but it can help gauge big-picture direction. Today, we’re going to compare the 2022 Death Cross with today’s setup and look for key similarities and differences.
What stands out to me is how this analysis aligns with my Elliott Wave counts, the Brexit Bars overlay that Jerremy Newsome is tracking, and the hammer study I did last week. With multiple studies pointing in the same direction, I have to lean into this and let it guide my trading plan over the next few months.
To recap:
The Elliott Wave analysis suggests April’s price action is a B-wave in a larger correction. There are always alternate counts with Elliott Wave, but the choppy, overlapping nature of the rally off the lows supports this view. This would mean that we should push down below the April low at least slightly in the coming months.
The Brexit Bars overlay shows a push into the long-term daily moving averages, followed by a full retracement back to April’s lows—briefly breaking them—before rallying to new highs.
The Hammer Study shows it’s highly probable April’s hammer candle gets a 50% retest at minimum. A full retest—with a wick below the April low—is also common with this setup. If we close a monthly candle below April’s low, that would indicate more pain ahead and a deeper bear market than anyone is expecting right now.
Now, on to our Death Cross analysis. If today’s price action follows the 2022 Death Cross setup, what will that mean? In 2022, the Death Cross came after a 20% drop. This time, it came after a 26% drop. Pretty similar. In 2022, we got a 9% dip right when the Death Cross happened, followed by a face-melting 17% rally into the 200-day SMA. So far this time, we’ve seen about an 8% dip when the cross happened and a 14% rally—or 21% off the lows.
QQQ 2022
In 2022, we pushed just above the prior pivot at $370, trapping the bulls and luring people into thinking the bull market was back. If that pattern repeats, today’s pivot would be around $493—lining up with the 200-day SMA and the key resistance level from 2022 that we haven’t yet hit in this bounce.
That puts a topping zone around $495–$500. It's worth noting that the bull market support trendline, which held for two years, also lands around $500 and should act as additional resistance.
Once we get there, I expect at least a 10% drop into the 100-week SMA. If we drop into that level, fill the open gaps, and start moving sideways in a corrective pattern, it’s very possible we base out and push to new all-time highs this summer.
But if we slice through the 100-week SMA, gap down hard, and start taking out major support levels, I’ll be shifting focus to the scenario where we break below April’s low and don’t find a real bottom until deeper downside is explored.
QQQ Today
Market Milestones: Death Cross
April is over—and what a chaotic, wild month it was. April 2nd, “Liberation Day,” kicked off the fastest stock market drop we’ve seen since Covid, driving the S&P 500 into a technical bear market. Today’s chart shows exactly why “technical bear market” is about the worst sell signal out there—we’re now up 16% since that bear market happened.
That sharp drop followed by an even sharper rally has created one of the largest hammer-like candles I’ve ever seen. I did an entire study on that candle last week (linked here), which reinforced my thesis that even if this market does move higher over the coming weeks, we’ll likely get a fairly substantial retest before seeing new all-time highs—if that’s even the path we’re headed down. It’s still very possible (even if it doesn’t feel like it) for the market to make new lows and take out April’s bottom.
SPY Monthly
We also saw a Death Cross on the QQQ on April 14th. I joked that day that the market is now destined to go to zero—but in reality, it’s an interesting indicator, even if it is overhyped and over-discussed. It’s not a tool to time market tops or bottoms, but it can help gauge big-picture direction. Today, we’re going to compare the 2022 Death Cross with today’s setup and look for key similarities and differences.
What stands out to me is how this analysis aligns with my Elliott Wave counts, the Brexit Bars overlay that Jerremy Newsome is tracking, and the hammer study I did last week. With multiple studies pointing in the same direction, I have to lean into this and let it guide my trading plan over the next few months.
To recap:
The Elliott Wave analysis suggests April’s price action is a B-wave in a larger correction. There are always alternate counts with Elliott Wave, but the choppy, overlapping nature of the rally off the lows supports this view. This would mean that we should push down below the April low at least slightly in the coming months.
The Brexit Bars overlay shows a push into the long-term daily moving averages, followed by a full retracement back to April’s lows—briefly breaking them—before rallying to new highs.
The Hammer Study shows it’s highly probable April’s hammer candle gets a 50% retest at minimum. A full retest—with a wick below the April low—is also common with this setup. If we close a monthly candle below April’s low, that would indicate more pain ahead and a deeper bear market than anyone is expecting right now.
Now, on to our Death Cross analysis. If today’s price action follows the 2022 Death Cross setup, what will that mean? In 2022, the Death Cross came after a 20% drop. This time, it came after a 26% drop. Pretty similar. In 2022, we got a 9% dip right when the Death Cross happened, followed by a face-melting 17% rally into the 200-day SMA. So far this time, we’ve seen about an 8% dip when the cross happened and a 14% rally—or 21% off the lows.
QQQ 2022
In 2022, we pushed just above the prior pivot at $370, trapping the bulls and luring people into thinking the bull market was back. If that pattern repeats, today’s pivot would be around $493—lining up with the 200-day SMA and the key resistance level from 2022 that we haven’t yet hit in this bounce.
That puts a topping zone around $495–$500. It's worth noting that the bull market support trendline, which held for two years, also lands around $500 and should act as additional resistance.
Once we get there, I expect at least a 10% drop into the 100-week SMA. If we drop into that level, fill the open gaps, and start moving sideways in a corrective pattern, it’s very possible we base out and push to new all-time highs this summer.
But if we slice through the 100-week SMA, gap down hard, and start taking out major support levels, I’ll be shifting focus to the scenario where we break below April’s low and don’t find a real bottom until deeper downside is explored.
QQQ Today
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